Terms of Use
Last updated: July 9, 2026
These Terms of Use (“Terms”) are a binding agreement between you and Airglow, LLC(“Airglow,” “we,” “us”), the operator of the Settle It app and the website at justsettleit.app (together, the “Service”). Please read them — especially Sections 10–13, which limit our liability and require individual arbitration of most disputes.
1. Acceptance of these Terms
By creating an account, tapping “I agree,” or simply accessing or using the Service in any way, you accept these Terms and our Privacy Policy. If you do not agree, do not use the Service.
2. Who can use Settle It
You must be at least 13 years old to use the Service. By using the Service you represent that you meet this requirement and that you have not previously been banned from the Service.
If you are under 18, you may use the Service only with the consent of a parent or legal guardian who agrees to these Terms.
3. Your account
You sign in with a one-time code sent to your email address or phone number. You are responsible for everything that happens under your account and for keeping access to your email or phone secure. Tell us right away at the contact address below if you suspect unauthorized use.
4. Your content
The Service lets you post settles (questions and options), votes, and other material (“User Content”). You own your User Content. By posting it, you grant Airglow a worldwide, non-exclusive, royalty-free, sublicensable, transferable license to host, store, reproduce, modify, adapt, publish, translate, distribute, publicly perform, and publicly display your User Content in connection with operating, promoting, and improving the Service, in any media now known or later developed. This license survives termination of your account to the extent your content has been shared with, voted on by, or incorporated into results seen by others.
You are solely responsiblefor your User Content. You represent that you have all rights needed to post it and that it does not violate any law or anyone else’s rights. We do not endorse, verify, or take any responsibility for User Content. We may (but have no obligation to) review, moderate, remove, or refuse any User Content at any time, for any reason or no reason, without notice or liability.
5. Acceptable use
Keep it good-natured. You agree not to:
- Post content that is unlawful, defamatory, harassing, threatening, hateful, obscene, sexually explicit, or that invades anyone’s privacy or infringes anyone’s rights.
- Impersonate any person, or post another person’s private information.
- Manipulate votes, results, or leaderboards; use bots, scrapers, or automated means to access the Service; or interfere with its operation or security.
- Reverse engineer, decompile, or resell any part of the Service.
- Use the Service to send spam or for any commercial purpose we haven’t approved.
6. Entertainment only — not advice
Settle It is an entertainment and opinion-polling service. Verdicts, votes, and results are the personal opinions of other users. They are notprofessional, legal, medical, financial, or any other kind of advice, and they are not statements by Airglow. Never rely on the Service to make decisions of consequence — consult a qualified professional instead. You bear all responsibility for any action you take (or don’t take) based on anything you see on the Service.
7. Copyright complaints (DMCA)
We respect intellectual-property rights and respond to notices that comply with the Digital Millennium Copyright Act. If you believe content on the Service infringes your copyright, send a notice containing the elements required by 17 U.S.C. § 512(c)(3) to our designated agent: pat@airglow.mobi (subject line “DMCA Notice”). We may remove allegedly infringing content and terminate repeat infringers’ accounts.
8. Subscriptions, purchases & ads
Parts of the Service are offered as paid subscriptions or purchases, billed through Stripe on the web or through the Apple App Store / Google Play in the apps. Prices and features may change. Except where required by law, all payments are final and non-refundable; purchases made through an app store are governed by that store’s payment and refund policies, and refunds for those purchases must be requested from the store. Subscriptions renew automatically until cancelled through the platform where you purchased them. The Service may also display advertising served by third parties; we are not responsible for the content of ads or the products they promote.
9. Termination
You may stop using the Service or delete your account at any time. We may suspend or terminate your access to all or part of the Service at any time, with or without cause or notice, including for any violation of these Terms. Sections 4, 6, and 10–16 survive termination.
10. Disclaimer of warranties
The Service and all content are provided “as is” and “as available,” without warranties of any kind, express or implied — including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranty arising from course of dealing or usage of trade. We do not warrant that the Service will be uninterrupted, secure, error-free, or that content will be accurate or preserved. Some jurisdictions do not allow the exclusion of implied warranties, so some of the above may not apply to you.
11. Limitation of liability
To the maximum extent permitted by law, Airglow and its members, managers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, data, goodwill, or reputation, arising out of or relating to the Service or these Terms — whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, and even if we have been advised of the possibility of such damages. To the maximum extent permitted by law, our total aggregate liability for all claims relating to the Service will not exceed the greater of (a) one hundred U.S. dollars ($100) or (b) the amounts you paid us for the Service in the twelve (12) months before the claim arose. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you; in that case our liability is limited to the smallest amount permitted by law.
12. Indemnification
You agree to defend, indemnify, and hold harmless Airglow and its members, managers, employees, and agents from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your User Content; (b) your use or misuse of the Service; (c) your violation of these Terms; or (d) your violation of any law or the rights of any third party.
13. Arbitration & class-action waiver
Please read this section carefully — it affects your rights. You and Airglow agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court, except that (i) either party may bring an individual claim in small-claims court, and (ii) either party may seek injunctive relief in court for infringement or misuse of intellectual property. The Federal Arbitration Act governs this section. Arbitration will take place in the county where you live or another mutually agreed location, and may be conducted by phone or video.
Class-action waiver: disputes will be arbitrated only on an individual basis. You and Airglow each waive the right to a trial by jury and the right to participate in any class action, class arbitration, or representative proceeding. If this class-action waiver is found unenforceable as to a particular claim, then that claim (and only that claim) must proceed in court.
30-day opt-out: you may opt out of this arbitration agreement by emailing pat@airglow.mobi within 30 days of first accepting these Terms, with your account email or phone number and a clear statement that you want to opt out of arbitration. Opting out does not affect any other part of these Terms.
14. Changes to the Service or these Terms
We may change, suspend, or discontinue any part of the Service at any time. We may also modify these Terms; if we make material changes we will give notice by posting the updated Terms here and updating the date above, and/or by an in-app or email notice. Changes take effect when posted, and your continued use of the Service after that constitutes acceptance. If you don’t agree to a change, stop using the Service.
15. Governing law
These Terms are governed by the laws of the State of Kansas, USA, without regard to its conflict-of-laws rules. For any dispute not subject to arbitration, you and Airglow consent to the exclusive jurisdiction of the state and federal courts located in Kansas.
16. Severability & miscellaneous
If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions remain in full force. These Terms (with the Privacy Policy) are the entire agreement between you and Airglow about the Service. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them freely. Nothing in these Terms creates any partnership, employment, or agency relationship.
17. Contact
Questions about these Terms? Email pat@airglow.mobi.